Are hotel-radius miles deductible in CAT?

Yes, travel between base hotel and claims is deductible.

Independent adjuster (IA) or staff?

IA deducts on Schedule C; staff via accountable plan.

Brazil — regulador autônomo?

Yes, livro caixa do profissional autônomo.

For insurance adjusters

Mileage receipts for claim inspections

CAT deployments, auto, residential and commercial inspections — Xactimate-friendly log.

Adjusters spend the year in the field, covering claims after weather events and routine visits. CAT deployments generate extreme mileage volume in just weeks.

Common pains

Concentrated CAT deployments — Hurricane/flood concentrates 5,000+ km in two weeks.
Inspections across neighboring cities — Geographic claims require optimized routing.
Xactimate documentation gap — Estimating software does not capture mileage.

Best practices

Tag the trip with the claim number — Defends internal audit.
Use start/end odometer for CAT deployments — Total deployment is a fiscal benchmark.
Log trips to the base hotel — Hotel-radius miles are deductible in CAT.

Frequently asked questions

Are hotel-radius miles deductible in CAT?: Yes, travel between base hotel and claims is deductible.
Independent adjuster (IA) or staff?: IA deducts on Schedule C; staff via accountable plan.
Brazil — regulador autônomo?: Yes, livro caixa do profissional autônomo.

Adjusters who document every inspection recover up to US$ 15,000/year in deductions.