# Fleet card: how to choose the right one for your company

> Compare fleet cards: accredited network, per-plate control, KM reports, and ERP integration. Purchase checklist for fleet managers.

**Author:** Camila Ribeiro — Field Operations Editor  
**Reviewed by:** Marina Costa — Brazilian Tax & Compliance Specialist  
**Published:** 2026-07-28  
**Updated:** 2026-07-28  
**Last reviewed:** 2026-07-28  
**URL:** https://quilometragem.com/blog/fleet-card-how-to-choose-the-right-one-for-your-company

**TL;DR:** Choosing the wrong fleet card costs more than the annual fee: low-coverage networks compromise tax deductibility.

- Map your fleet before evaluating any provider.
- Accredited network must cover 80% or more of usual routes.
- Per-plate control is a must-have.
- Require exportable per-vehicle reports.
- 30-day pilot with 5 vehicles reduces decision risk.

This article is available in full in Brazilian Portuguese. 5-step fleet card selection guide: map fleet, define requirements, evaluate networks, request proposal, run 30-day pilot.

## Frequently asked questions

### What is the difference between a fleet card and a corporate card?

Corporate card: general-purpose, accepted everywhere. Fleet card: closed-loop, accredited-network only, with per-plate control and per-transaction NF-e.

### Does a fleet card require a CNPJ?

Yes. Fleet cards are B2B products issued exclusively to legal entities with an active CNPJ.

### How does per-vehicle limit work?

The manager sets per-vehicle parameters: max refueling amount, weekly liter limit, allowed fuel type, and operating hours. Transactions exceeding any limit are auto-blocked.

### Do fleet cards charge annual fees?

It depends on the provider. Some charge a monthly fee per active card; others charge a percentage of volume. Compare total cost before deciding.

### What network coverage is sufficient?

The practical rule: the network must cover at least 80% of your fleet usual refueling. For interstate routes, verify per-state coverage. Always request the provider station map before signing.

## Sources

- [CNT - Boletim Estatistico 2024: frota de veículos e custos operacionais](https://www.cnt.org.br/boletim-estatistico) — Confederação Nacional do Transporte (2026-07-20)
- [ANP - Total de postos revendedores credenciados por UF](https://www.gov.br/anp/pt-br/assuntos/distribuição-e-revenda/revenda-de-combustiveis) — Agencia Nacional do Petroleo, Gas Natural e Biocombustiveis (2026-07-20)